OTA Group Health and Benefits
The OTA offers exclusive access to group plans that provide your employees with the coverage they deserve, while giving your business a competitive edge through cost control and valuable support services.
AdvantagePLUS
AdvantagePLUS is the leading choice for trucking companies across Canada, offering a unique blend of value, comprehensive coverage, and personalized local service.
Key Features
- Tailored for Trucking: Specifically designed to meet the needs of the Canadian trucking industry.
- Cost Management: Proactive strategies to keep your premiums under control.
- Local Expertise: Delivered by representatives in or near your community who understand your business.
- Flexible Underwriting: Choose from fully insured, retention, or ASO arrangements.
- Cost Efficiency: Benefit from group buying power with over 250 participating trucking companies and nearly 17,000 employees.
- Support Resources: Access disability management, employee assistance programs, and expert medical advice.
- Enhanced Benefits: Includes valuable additions like Accident & Serious Illness ASI coverage.
Managed RX
Our Managed RX plan helps your organization and employees save on prescription drugs through education, strategic formulary design, and centralized dispensing.
Key Features
- Tiered Formulary: Encourages the use of cost-effective generic medications and lower-cost therapeutic altenatives.
- Member Education: Helps employees understand their medication options and how their choices impact plan costs.
- Central Dispensing Pharmacy: Leverages group buying power to reduce ingredient costs and dispensing fees $5 per prescription).
- Cost Control Measures: Incentivizes plan members to make cost-conscious decisions, reducing overall plan expenses.
- Transparency: Clearly communicates the financial impact of drug choices, so employees know their out-of-pocket costs upfront.
Evolve
Evolve offers small businesses an affordable way to provide health coverage by combining a Health Spending Account HSA with essential pooled benefits.
Key Features
- Health Spending Account (HSA): Employers set a budget for health and dental expenses, giving them control over spending.
- Stable Pricing: HSA spending is separate from traditional renewal processes, leading to greater price predictability.
- Pooled Benefits: Group coverage for essential benefits like life insurance, accident coverage, disability, and travel medical insurance.
- Flexibility for Employees: Choose the health and dental services that meet their individual needs.
- Cost Control for Employers: A fixed budget for health spending prevents unexpected costs.
- No Coinsurance or Deductibles: Expenses are covered up to the allocated HSA limit.
- Reduced Overuse: Employees are more conscious of costs when using their HSA.
- Empowerment: Become informed consumers of healthcare services.