The OTA offers comprehensive group health and benefits packages exclusively to our members and their employees:
Created specifically for Canada’s trucking industry, AdvantagePLUS offers a unique combination of value and price. Delivered by local representatives in or near your community, AdvantagePLUS covers more than 250 trucking companies representing almost 17,000 employees across Canada. Members receive:
Cost efficiency through group buying power
Benefit enhancements important to your employees
Managed approach to cost containment
Fully insured, Retention and ASO underwriting arrangements
Next generation Accident & Serious Illness (ASI) benefits
Adding value by providing resources to assist with difficult situations:
Ceridian Lifeworks Employee & Family Assistance Program (EFAP)
Expert Medical Advice – second opinion resources
Developed to assist organizations capture significant cost savings for the prescription drug component of the employee benefit plan.
The key to controlling benefit plan costs is to engage plan members in understanding how their drug purchasing decisions affect the plan’s overall cost. Plan members who choose not to participate in cost control measures will be directly impacted through higher out-of-pocket expenses.
Generic Drugs cost significantly less than their brand-name counterparts. By introducing a tiered formulary (list of drugs) that encourages employees to choose generics and lower cost therapeutic alternatives, plans can realize significant savings. Adding a central dispensing pharmacy means the benefit plan and plan members can save through reduced ingredient costs and low dispensing fees ($5); both are a product of aggregate purchasing power and reduced overhead.
Developed for employers who see the value in providing a benefit plan, but ultimately deem such plans as unaffordable, Evolve was created for small businesses with built-in cost containment features.
Similar to a traditional group plan, Evolve returns the control of the cost of health and dental to the employer by segregating these expenses into a Health Spending Account (HSA), while providing pooled benefits such as:
Life & Dependent Life
Accident & Serious Illness (ASI)
Short Term Disability (STD) & Long Term Disability (LTD)
Out of Country Coverage
The Evolve concept offers the employer advantages:
Control over the amount of expenditure
Less benefit overuse
Greater price stability
HSA portion of plan is excluded from typical renewal process
..and employee advantages:
Not subject to coinsurance or deductibles
Non-catastrophic expenses up to the allocated HSA limit
Become consumers and shop health services they need
The Ontario Trucking Association (OTA) was founded in 1926, and provides services and public policy advocacy for trucking companies hauling freight into, out of and within the Province of Ontario. OTA is the only trucking association in Ontario that represents all segments of the industry - for-hire carriers, private carriers, intermodal, suppliers, etc. » More...
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